하위 계정의 url 주소

제 도메인이 http//satap.org 입니다
그 계정에 하위 계정을 주면
http//satap.org/~계정명 이렇게 되는데
인터넷 브라우저에 http//satap.org/~계정명 이라고 치면 파일을 찾을
수 없다는 에러 메세지가 뜨네요...
근데 http//satap.org/~계정명/index.html 이라고 치면 되거든요
제 서버의 httpd.conf 파일의 내용입니다
### Section 1 Global Environment
#
ServerType standalone
ServerRoot "/etc/httpd"
PidFile /var/run/httpd.pid
ResourceConfig /dev/null
AccessConfig /dev/null
Timeout 300
KeepAlive On
MaxKeepAliveRequests 0
KeepAliveTimeout 15
MinSpareServers 16
MaxSpareServers 64
StartServers 16
MaxClients 512
MaxRequestsPerChild 100000
### Section 2 Main server configuration
#
Listen 172.31.20.280
Listen 172.31.20.2443
User www
Group www
ServerAdmin webadmin@mindong
ServerName satap.org
DocumentRoot "/home/httpd/htdocs"
Options None AllowOverride None Order deny,allow Deny from all
Options None AllowOverride None Order allow,deny Allow from all
AllowOverride FileInfo AuthConfig Limit Options MultiViews Indexes SymLinksIfOwnerMatch IncludesNoExec ExecCGI Order allow,deny Allow from all Order deny,allow Deny from all
Options None AllowOverride None Order deny,allow Deny from all
DirectoryIndex index.html index.htm index.php index.php3
#
#Include conf/mmap.conf
#
UseCanonicalName On
TypesConfig /etc/httpd/conf/mime.types DefaultType text/plain HostnameLookups Off
ErrorLog /var/log/httpd/error_log
LogLevel warn
LogFormat "%h %l %u %t \"%r\" %>s %b \"%{Referer}i\" \"%{User-Agent}
i\"" combined
LogFormat "%h %l %u %t \"%r\" %>s %b" common
LogFormat "%{Referer}i -> %U" referer
LogFormat "%{User-agent}i" agent
CustomLog /var/log/httpd/access_log common
ServerSignature Off
ScriptAlias /cgi-bin/ "/home/httpd/cgi-bin/" AllowOverride None Options None Order allow,deny Allow from all
AddEncoding x-compress Z AddEncoding x-gzip gz tgz AddType application/x-tar .tgz AddType application/x-httpd-php .php .php3 .htm .html .ph AddType application/x-httpd-php .php3 AddType application/x-httpd-php-source .phps
ErrorDocument 404 http//www.mindong/error.htm
ErrorDocument 403 "Access Forbidden -- Go away.
BrowserMatch "Mozilla/2" nokeepalive BrowserMatch "MSIE 4\.0b2;" nokeepalive downgrade-1.0 force-response- 1.0 BrowserMatch "RealPlayer 4\.0" force-response-1.0 BrowserMatch "Java/1\.0" force-response-1.0 BrowserMatch "JDK/1\.0" force-response-1.0
### Section 3 Virtual Hosts
#
NameVirtualHost 172.31.20.280
ServerAdmin webadmin@mindong ServerName www.mindong DocumentRoot "/home/httpd/htdocs"
ErrorLog /var/log/httpd/error_log
TransferLog /var/log/httpd/access_log
## SSL Global Context
#
AddType application/x-x509-ca-cert .crt
AddType application/x-pkcs7-crl .crl
SSLPassPhraseDialog builtin SSLMutex sem SSLRandomSeed startup file/dev/urandom 1024 SSLRandomSeed connect builtin SSLSessionCache shm/var/run/ssl_scache(512000) SSLSessionCacheTimeout 300 SSLLog /var/log/httpd/ssl_engine_log SSLLogLevel warn
## SSL Virtual Host Context
#
NameVirtualHost 172.31.20.2443
ServerAdmin webadmin@mindong ServerName www.mindong DocumentRoot "/home/httpd/htdocs"
ErrorLog /var/log/httpd/error_log
TransferLog /var/log/httpd/access_log
SSLEngine on
SSLCipherSuite ALL!ADHRC4+RSA+HIGH+MEDIUM+LOW+SSLv2+EXP+eNULL
SSLCertificateFile /usr/share/ssl/certs/www.crt
SSLCertificateKeyFile /usr/share/ssl/private/www.key
SSLCARevocationPath /usr/share/ssl/crl
SSLVerifyClient none
SSLVerifyDepth 10
SetEnvIf User-Agent ".*MSIE.*" \
nokeepalive ssl-unclean-shutdown \
downgrade-1.0 force-response-1.0
CustomLog /var/log/httpd/ssl_request_log \
"%t %h %{SSL_PROTOCOL}x %{SSL_CIPHER}x \"%r\" %b"
이상입니다..
고수님들의 조언 부탁드립니다
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